Want to get great rewards when you shop on your credit card? Look no further the American Express Credit cards. When choosing a credit card it is important to choose a card that matches your spending style and rewards you for the way you shop.
American Express credit cards include Airpoints or Membership Rewards Points that reward you when you use your card to shop at thousands of places across NZ including supermarkets, restaurants, petrol stations, airlines and many other stores.
American Express offer a range of cards to match your spending style, with bonus offers and rewards. Check out the table below to compare American Express credit card features including annual fees, interest rates, bonus offers and rewards.
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 American Express Airpoints Card apply |
 American Express Airpoints Platinum Card apply |
 American Express Platinum Edge Card apply |
 American Express Platinum Charge Card apply |
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Card type |
Credit card |
Credit card |
Credit card |
Charge Card |
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Welcome Bonus |
50 bonus Airpoints Dollars |
300 Bonus Airpoints Dollars |
20,000 Membership Rewards Bonus Points |
80,000 Membership Rewards Bonus Points worth $600 with American Express Travel |
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Rewards |
Airpoints Dollars Earn Airpoints Dollars when you shop at thousands of locations across New Zealand. Online Fraud Protection |
Airpoints Dollars $59 spend = 1 Airpoints Dollar From 3 October 2024, $70 spend = 1 Airpoints Dollar*. $250 spend = 1 Status Point Travel Benefits Including access to the American Express Lounge and VIP lounges and discounted rates on Koru membership Complimentary Insurance Smartphone Screen Insurance, Domestic and International Travel Insurance Online Fraud Protection |
Low introductory interest rate Earn up to 3 Membership Rewards points per dollar spent Complimentary Insurance Receive complimentary domestic and international Travel Insurance when you pay for travel on your Card Online Fraud Protection |
Receive a $200 Travel Credit each year Use your credit for pre-paid airfares, car hire or hotel bookings Transfer points to airline and hotel programmes Transfer Membership Rewards points to a choice of 7 airline rewards and 2 hotel programmes Hotel & Car Hire Elite Status VIP Lounge Access complimentary domestic and international Travel Insurance and Smartphone Screen Insurance |
| Annual fee | $0 p.a. | $195 p.a. | $149 p.a. | $1,250 p.a. |
| Interest rate | 0% p.a. for the first 6 months reverting to 19.95% p.a. thereafter | 19.95% p.a. on purchases | 2.99% p.a. for the first 6 months reverting to 19.95% p.a. thereafter | Not applicable |
| Interest free period | Up to 55 days | Up to 55 days | Up to 55 days | Cash Flow Period: Up to 44 days |
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Eligibility criteria |
To apply for an American Express Airpoints Card, you’ll need to be able to meet the certain eligibility criteria Learn more |
To apply for an American Express Airpoints Platinum Card, you’ll need to be able to meet the certain eligibility criteria Learn more |
To apply for an American Express Platinum Edge Credit Card, you’ll need to be able to meet the certain eligibility criteria Learn more |
To apply for an American Express Platinum Charge Card, you’ll need to be able to meet the certain eligibility criteria Learn more |
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Data correct as at the date of publication, but is subject to change without notice.
