Fixed rate home loan 1 year

Bank

last updated on 2018-10-09 14:37:37

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Overview

Rating

Fixed Rate

4.29%

Floating rate

 

Min borrowing period

12 months

Establishment fee

$250

Early repayment/part prepayment fee

0 after fixed period

Сashback

 

Fixed rate period

12 months

Maximum borrowing amount

$8 000 000

Max borrowing period

360 months

Payment frequency

weekly, monthly, fortnightly

Default penalty interest rate

+5%

Type

Mortgage purpose

  • Building
  • Buying Next Home
  • First Time Buyer

Loan to value ratio

Standard LVR

80%

low equity interest rate premium
LVR betweenpremium interest rate
80% - 85% 0.5%
85% - 90% 1%
90% - 95% 1.5%
Max LVR

95%

Requirements

Requirements

  • 18+
  • NZ Residency