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Resimac Mortgage Rates

Resimac is a non-bank lender in New Zealand that offers a range of mortgage solutions to borrowers. The company was founded in Australia in 1985 and expanded to New Zealand in 2004. Resimac operates as a specialist in residential mortgage lending and services, offering flexible home loans for both owner-occupiers and investors.

 

Compare Resimac Home Loans

 

Resimac has a unique approach to lending, with a focus on providing mortgage solutions to borrowers who may not fit the traditional banking criteria. This includes self-employed borrowers, first home buyers, and those with non-standard income sources. Resimac's products include fixed and variable rate loans, interest-only loans, and loans for debt consolidation.

One of the advantages of choosing Resimac as a lender is their flexibility. They have a range of different products to suit different borrower needs, and they take a personalized approach to each loan application. Resimac also offers a fast and efficient application process, with most applications being processed within 48 hours.

Resimac has a strong reputation in New Zealand as a reliable and trustworthy lender. They are regulated by the Reserve Bank of New Zealand and are a member of the New Zealand Financial Services Complaints Limited (FSCL). The company has also won multiple awards, including the Canstar 5-star rating for Outstanding Value in Fixed Home Loans in 2021.

 

Resimac Reputation & Security

 

Overall, Resimac is a reputable non-bank lender in New Zealand that offers a range of mortgage solutions to borrowers who may not fit traditional banking criteria. Their personalized approach, flexibility, and reputation make them a popular choice for many borrowers looking for a mortgage.

 

The Best Resimac Home Loan Rates & Options

Rate

8.84% (Floating)

Mortgage purpose

Buying Next Home, Buying Next Home, First Time Buyer, Investor, Investor

Payment frequency

Fortnightly, fortnightly, monthly, monthly, weekly

Maximum LVR

80%

Rate

7.89% (Fixed, 24 months)

Mortgage purpose

Buying Next Home, Buying Next Home, First Time Buyer, Investor, Investor

Payment frequency

Fortnightly, fortnightly, monthly, monthly, weekly

Maximum LVR

80%

Rate

7.19% (Fixed, 60 months)

Mortgage purpose

Buying Next Home, Buying Next Home, First Time Buyer, Investor, Investor

Payment frequency

Fortnightly, fortnightly, monthly, monthly, weekly

Maximum LVR

80%

 

See other New Zealand Non-Bank Lenders here and compare borrowing rates.