American Express - The American Express Airpoints Card

Financial Services Company

0% p.a. for the first 6 months reverting to 19.95% p.a. thereafter1

last updated on 2020-06-04 17:00:52

https://cdn.moneycompare.co.nz/uploads/web/logo/1/lhZNrJ_8qyQ2B_D-DChjH4sSlh66rmzY.jpg

Overview

Rating

Establishment fee

0.00

Cash Advance Interest Rate

21.95%

Cash Advance Interest Rate

21.95%

Account fee (first year)

FREE

Account fee (annually thereafter)

FREE

Interest free days

up to 55 days

Purchase Interest Rate

19.95%

Minimum credit limit

No data

Fees and rates

Balance Transfer Period

N/A

Balance Transfer Interest Rate

N/A

Minimum monthly repayment

$10 or 3% (whichever is greater)

Additional card fee (per year)

0.00 (applicable for the firsts 4)

Cash advance fee ATM NZ per transaction

$2

Cash advance ATM limit per day

No data

Foreign currency conversion fee

No data

Late payment fee per transaction

$25

Copy of statement fee

No data

Balance Transfer Period

N/A

Cash advance fee ATM World per transaction

$5

Payment handling fee from

No data

Foreign currency conversion fee (percent)

No data

Card replacement fee

N/A

Requirements

Requirements

  • 18+
  • If self-employed: trading for at least 18 months
  • No history of bad debt or payment default
  • Personal gross (pre-tax) income $35,000 p.a.

Rewards

Rewards