American Express - The Low Rate Credit Card from American Express

Financial Services Company

2.99% p.a. for the first 6 months reverting to 12.69% p.a. thereafter

last updated on 2020-06-08 11:45:55

Overview

Rating
Establishment fee	0.00
Cash Advance Interest Rate	21.95%
Cash Advance Interest Rate	21.95%
Account fee (first year)	$59
Account fee (annually thereafter)	$59
Interest free days	up to 55 days

Purchase Interest Rate	12.69%
Minimum credit limit	No data

Fees and rates

Balance Transfer Period	N/A
Balance Transfer Interest Rate	N/A
Minimum monthly repayment	$10 or 3% (whichever is greater)
Additional card fee (per year)	-
Cash advance fee ATM NZ per transaction	$2
Cash advance ATM limit per day	No data
Foreign currency conversion fee	No data
Late payment fee per transaction	$25

Copy of statement fee	No data
Balance Transfer Period	N/A
Cash advance fee ATM World per transaction	$5
Payment handling fee from	No data
Foreign currency conversion fee (percent)	No data
Card replacement fee	No data

Requirements

Requirements

18+
Annual income $30,000 p.a
If self-employed: trading for at least 18 months
No history of bad debt or payment default

Rewards

Rewards

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