The Low Rate Credit Card from American Express

Financial Services Company

2.99% p.a. for the first 6 months reverting to 12.69% p.a. thereafter

last updated on 2018-11-27 10:18:23

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Overview

Rating

Establishment fee

0.00

Cash Advance Interest Rate

21.95%

Cash Advance Interest Rate

21.95%

Account fee (first year)

$59

Account fee (annually thereafter)

$59

Interest free days

up to 55 days

Purchase Interest Rate

12.69%

Minimum credit limit

$2 000

Fees and rates

Balance Transfer Period

N/A

Balance Transfer Interest Rate

N/A

Minimum monthly repayment

$10 or 3% (whichever is greater)

Additional card fee (per year)

-

Cash advance fee ATM NZ per transaction

$2

Cash advance ATM limit per day

No data

Foreign currency conversion fee

No data

Late payment fee per transaction

$25

Copy of statement fee

No data

Balance Transfer Period

N/A

Cash advance fee ATM World per transaction

$5

Payment handling fee from

No data

Foreign currency conversion fee (percent)

-

Card replacement fee

No data

Requirements

Requirements

  • 18+
  • Annual income $30,000 p.a
  • If self-employed: trading for at least 18 months
  • NZ Residency
  • No history of bad debt or payment default

Rewards

Rewards