Moola.co.nz

Moola provides a hassle-free alternative to traditional lenders. A market leader in New Zealand's FinTech space for digital lending, our purpose-built software platform drives significant efficiency and complete transparency often found in the cumbersome processes of traditional financial service businesses.

last updated on 2021-12-02 10:56:27

Moola.co.nz

Moola Loans

Key features

  • * 100% online
  • * Superior customer service
  • * Apply in 5 minutes
  • * Same day payouts
  • * No application fees

 

Criteria

  • * Over 18
  • * NZ Citizen, resident or hold a valid working visa
  • * Not be bankrupt
  • * Receive ongoing income (we can't lend to beneficiaries)
  • * Have an active bank account your pay goes into on regular paydays
  • * Access to a device with internet connection
  • * Your own active email address
  • * Must own an active cell phone
  • * Complete application (online or via the phone)
  • * Pass our employer checks
 

How to Apply

  • * Choose to borrow from $500.00 - $5,000.00 for as short as 2 days or as long as 1 year.
  • * It takes 5 minutes to apply online. Use Moola's sliders, to work out how much you want to borrow, when you can pay it back and we’ll tell you the number and your approximate repayment amounts on the very first page.
  • * Once you’ve applied, we’ll begin to process your application.
  • * Once your loan is approved, cash will be transferred to your account
  • * There are two ways we set up making repayments on a new loan and the method chosen will be specifically suited to you! With either method, you will be responsible for agreeing to each of your payments, giving you more control and reducing timing issues associated with traditional methods such as direct debits which can cause bank fees
 

Disclaimer

Only suitable to address temporary, short-term cash needs, not for long-term or regular borrowing. Subject to responsible lending inquiries. Terms, conditions, fees & interest apply.

 

Rate per annum

292% - 292%

Loan amount

$500 - $1 500

Loan period

92 days - 184 days

Payment frequency

Weekly

Establishment fee

FREE

Rate per annum

175.2% - 175.2%

Loan amount

$2 000 - $5 000

Loan period

210 days - 306 days

Payment frequency

Weekly

Establishment fee

FREE


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