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Promotion Terms & Conditions - The Umbrella Company Home Loan Promotion

Free Fibre Broadband + Prezzy Card Offer

Promoter

This promotion is run and administered by The Umbrella Company

NZ Compare and Simply Broadband are promotional partners only and are not involved in assessing applications, arranging lending, determining eligibility, or making decisions relating to this promotion.

Eligibility

The promotion is available to eligible customers who successfully settle a qualifying new home loan or refinance through The Umbrella Company during the promotional period.

Promotional Period

The promotional period operates from 08/07/2026 to 14/08/2026 and relates to the date an initial enquiry was submitted to The Umbrella Company.

Promotion Benefits

Eligible customers will receive the following based on the total settled lending amount:

Total Settled Lending Reward:

Up to $500,000 - $500 Prezzy® Card + 6 months' free Simply Broadband Fibre Essential
$500,001 – $800,000 - $500 Prezzy® Card + 12 months' free Simply Broadband Fibre Essential
$800,001 and above - $500 Prezzy® Card + 18 months' free Simply Broadband Fibre Essential

Free Fibre Broadband

The broadband component applies to the Simply Broadband Fibre Essential Plan only.
The offer is provided as a monthly credit (currently valued at $63.59 per month) for the applicable promotional period.
The offer is not transferable, refundable or redeemable for cash.
Customers must successfully connect a qualifying Simply Broadband Fibre Essential service to redeem the offer.
Standard Simply Broadband terms and conditions apply.
Additional charges may apply for optional upgrades, add-ons, or services outside the Fibre Essential plan.

Prezzy® Card

The Prezzy® Card will be issued within 8 weeks following settlement of the qualifying home loan.  Any terms and conditions relating to the use of the Prezzy® Card are those of the card issuer.

Cashback

Cashback is issued by the lender and qualifying loans are those that meet main bank policy.

Eligibility Determination

All lending applications remain subject to normal lending criteria and approval. The Umbrella Company reserves the right to determine eligibility for this promotion.

Final Decision

The Umbrella Company's decision regarding eligibility, qualifying lending amounts and promotional entitlement is final. No correspondence will be entered into.

Promotion Changes

The Umbrella Company reserves the right to amend, extend or withdraw this promotion at any time without prior notice.

Liability

NZ Compare and Simply Broadband accept no responsibility for lending decisions, loan approvals, declined applications, settlement delays or any disputes relating to this promotion. Any questions regarding eligibility or lending should be directed solely to The Umbrella Company.

General

This promotion cannot be exchanged for cash, transferred to another person or combined with any other offer unless otherwise agreed by The Umbrella Company.