Classic (Fixed) (1 year)

Bank

last updated on 2018-10-09 15:06:04

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Overview

Rating

Fixed Rate

4.39%

Floating rate

 

Min borrowing period

51 months

Establishment fee

$400

Early repayment/part prepayment fee

Early repayment charges may apply to fixed home loan rates if you:switch to another interest rate before the end of the fixed rate periodmake a full or partial lump-sum payment, orincrease your regular minimum payments.

Сashback

 

Fixed rate period

12 months

Maximum borrowing amount

$2 500 000

Max borrowing period

360 months

Payment frequency

weekly, monthly, fortnightly

Default penalty interest rate

+2%

Type

Mortgage purpose

  • Buying Next Home
  • First Time Buyer
  • Investor

Loan to value ratio

Standard LVR

80%

low equity interest rate premium
LVR betweenpremium interest rate
80% - 85% 0.35%
85% - 90% 0.75%
90% - 95% 1%
Max LVR

95%

Requirements

Requirements

  • 18+
  • NZ Residency